Health & Welfare Plan Description
The benefits described in this booklet are available to Eligible Participants and their Eligible Dependents.
This booklet includes:
• A summary of coverage provided by the Plan
• Eligibility information for you and your Dependents
• A description of your benefits
• An explanation of how your coverage works under each benefit program
• Information about how to file claims and your appeal rights
• A glossary of terms.


